The Ahearn Insurance Agency 

          Serving    NY -  PA  - NJ

Toll Free: 877-900-7049

Local: 845-672-3211

Insure Yourself

Insure Your Business

Frequently Asked Questions

At The Ahearn Agency, we are dedicated to providing you with the most all-inclusive insurance coverage options on the market today. Our insurance agency has compiled a list of common questions that we hear from our clients. If you have a question that is not addressed here, contact us today and we will be more than happy to address your concerns.

Learn More about our personal and commercial Insurance Coverage.


Q: Can I switch my insurance prior to renewal?
A: Yes you can. In most cases, you are entitled to a full refund of the unearned premium from your current carrier.

Q: Do I need to contact my current insurance agent to cancel my policy if I switch?
A: No. We will have you sign a release that allows our office to do that for you, so all you do is save!

Businesspeople, Commercial Insurance in Port Jervis, NY

Q: Do I need to contact the motor vehicle department to let them know of my new insurance company?
A: No. In New York, it is electronically done for you, and in Pennsylvania, the insurance company notifies the motor vehicle department for you.

Q: How do I know that I am getting the same coverage I currently have?
A: During the process, we ask that you provide a copy of your current declarations page. This is the page in your current policy that explains your coverage overview. We will then compare our coverage side by side with your current insurance policy. We also offer annual reviews so your coverage keeps up with your changing life.

Q: Do I need to get new license plates when I switch insurance companies?
A: No.

Q: Is the rate I get in the first year an introductory rate?
A: No. However, insurance companies may increase rates based on several factors, including performance. Representing several insurance companies is what makes The Ahearn Agency unique. We will shop your policy for you at your request on your anniversary, that's "The Freedom of Choice Plan!".